Managing household bills

If you are experiencing difficulties paying your energy bills, whether they are gas, electricity or water bills, you can speak to our money advisers. They can give you simple advice about available government payments and charity schemes you might be entitled to.
 
You might also be able to get help by joining the Priority Services Register. This is a free support service designed to give priority help to people who need it most. Find out more about getting this extra support from your energy supplier.

We have more information about managing energy and heating costs.

Households have seen an increase in the price of everyday food items. Read our blog on eating well, cancer and cost of living.

• Learn how you can save money with the BBC's tips on budget meal planning.
• You can also find out what help is available from the food banks in your area.
• If you’re more than 10 weeks pregnant or have a child under 4, you may be entitled to get help to buy healthy food and milk. Learn more about the Healthy Start Scheme.

You may be able to get assistance with health costs when you have cancer. This can include help with prescriptions, wigs and fabric supports, dental and eye treatment.

If you are having difficulties paying your water, gas and electric bills contact your suppliers.  

They should work with you to review and agree a payment plan. This may include payment breaks or access to hardship funds. 

If you are worried about paying your energy bills, we have support available. Read our blog for advice about getting help with energy bills and saving money.

As interest rates change you might be finding it hard to keep on top of your monthly payments. Get in touch with your bank or building society to see how they can support you.  

You might be able to reduce your payments by extending the term of your mortgage or they might let you make interest-only payments for a while.

The government is working with banks and building societies to do more to help households struggling to afford rising mortgage costs.

If you need help with debt, it is important to get specialist advice. Organisations that can help include:

• Your bank can help to give you personalised budgeting advice. For example, Nationwide provides a range of cost of living support to its customers.
• StepChange Debt Charity
• National Debtline (England, Scotland and Wales)
• Advice NI (Northern Ireland).