If you have cancer you may need extra help with children’s costs. Find out more about help with childcare, school and education costs.

Childcare costs

If you are living with cancer you may need extra help with childcare costs. Help from the government might be available. This might include a certain amount of free childcare, or some money to help pay for childcare. You can find out about the different types of support available from the government’s Childcare Choices website. You can also estimate how much help you can get using its free childcare calculator.

Benefits

You may get help with the cost of government-approved childcare through Working Tax Credit. How much you get depends on how much you earn. The maximum you can get is £122.50 a week for one child, or £210 a week for two or more children. You can find out more at gov.uk/help-with-childcare-costs

If you get Housing Benefit, some of your childcare costs can be taken into account.

If you get Universal Credit you may also be able to get help with childcare costs. You usually need to have a job or a job offer. If you live with a partner, they will need to have a job or job offer, too.

You may also be able to get help with looking after children. This could be from:

  • social services – contact your local council in England, Scotland or Wales, or Health and Social Care Trust in Northern Ireland
  • charities such as Home-Start – visit home-start.org.uk
  • family and friends.

Flexible working may also help, if this is possible for you.

Disability Living Allowance for children

Disability Living Allowance (DLA) for children is a benefit that may help with the costs of looking after a child with a disability.

You may be able to claim DLA for children if your child:

  • is aged under 16
  • has difficulty walking or needs extra care (more than a child of the same age who does not have a disability).

There are two parts to DLA for children:

  • the care component – to help with the cost of extra care
  • the mobility component – to help with supervising a child, aged 3 or over, moving around outdoors.

What you could get

Each component is paid weekly at a low, medium or high rate, depending on your child’s needs:

  • Low rate – you could get a care component of £23.20 and a mobility component of £23.20.
  • Medium rate – you could get a care component of £58.70.
  • High rate – you could get a care component of £87.65 and a mobility component of £61.20.

How to claim

  • If you live in England, Scotland or Wales, visit gov.uk You can also call the Disability Living Allowance helpline on 0800 121 4600 or textphone 0800 121 4523 and ask for a DLA claim form. You can ask for alternative formats such as braille, large print, or audio CD.
  • If you live in Northern Ireland, you can download or print an application form from nidirect.gov.uk You can also call the Disability and Carers Service on 0800 587 0912 or textphone 0800 012 1574 and ask for a claim pack.

School and education costs

If you have children, you may be able to get help with costs for school meals, school clothing and travel. The help you are entitled to will depend on your individual situation and where in the UK you live.

Free school meals

There are different rules about free school meals across the UK.

  • In England, school meals are free for all children at state school in reception, year one and year two.
  • In Scotland, school meals are free for all children in primary school years one, two and three.
  • In Wales, all primary school children can have a free school breakfast.
  • In Northern Ireland, contact the Education Authority in your region to find out whether your child qualifies and how to apply.

In England, Scotland and Wales, school meals are free for all children whose parents or carers get certain benefits. These include:

Contact your local council to find out whether your child qualifies and how to apply:

School clothing

Many local councils give grants for school clothing, including PE kit, to families on a low income.

In Northern Ireland, pupils are entitled to a school uniform grant if their parents or carers get Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance, the guarantee element of Pension Credit, Child Tax Credit (in certain cases) or Universal Credit (in certain cases).

In England, Scotland or Wales, contact your local council to find out what help is available in your area and how to apply for it:

School travel costs

You may also be able to get help with school travel costs from your local school, college or council, or from the Education Authority in Northern Ireland. Contact them for more details.

Educational Maintenance Allowance

Educational Maintenance Allowance is only available in Scotland, Wales and Northern Ireland.

This allowance helps young people aged 16 to 19 stay in education. The amount is based on the income of the adults who are responsible for the young person. It will not affect any benefits the adult is claiming.

In Scotland, contact your school, college or local council. Visit mygov.scot for more information.

In Wales, call 0300 200 4050 or visit the Student Finance Wales website to download an application form.

In Northern Ireland, you can download a form from nidirect.gov.uk or collect one from your school, college or local Social Security or Jobs and Benefits office.

16 to 19 bursary fund

The 16 to 19 bursary fund is only available to students in England.

Students aged 16 to 19 who might struggle with the cost of full-time education or training may be eligible for a bursary of up to £1,200 a year. It can be used for costs like equipment, lunch and transport. It is not available to people at university. For more information visit gov.uk/1619-bursary-fund

Speak to the school, college, academy or training provider about how to apply for a bursary.

Discretionary Learner Support

Some colleges, including sixth form colleges, have loans, grants or funds to help people aged 19 or over with learning costs.

In some cases, this will come from the Discretionary Learner Support scheme. The funds are prioritised for those facing financial hardship. They can be used to help with:

  • financial hardship and emergencies
  • childcare costs (if you qualify)
  • accommodation costs, for those who have to study a certain distance from home
  • essential course-related equipment, materials and field trips
  • travel costs.

Check with your college to see whether this option is available to you.

How we can help

Macmillan Grants

If you have cancer, you may be able to get a Macmillan Grant to help with the extra costs of cancer. Find out who can apply and how to access our grants.

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