Carer’s Allowance is the main benefit for carers. Find out what financial help you may be able to get if you are caring for someone with cancer.
Carer’s Allowance is the main benefit for carers.
If you look after someone with a lot of care needs, you may be entitled to Carer’s Allowance. If you are getting Universal Credit (UC), you might be able to get the carer element, even if you do not qualify for Carer’s Allowance.
In Scotland, there is an extra payment called the Carer’s Allowance (CA) Supplement. There are 2 qualifying dates every year for the CA Supplement. To be able to claim, on these dates you must be:
- a resident in Scotland
- getting a payment of Carer’s Allowance.
It is paid twice a year.
If you get Carer’s Allowance, or the carer element of Universal Credit, you are not affected by the benefit cap.
You may be able to get Carer’s Allowance if:
- you are aged 16 or over
- you are caring for someone for at least 35 hours a week.
The person you care for must be getting certain benefits (qualifying benefits) – usually one of the following:
- the daily living component of Personal Independence Payment (PIP) at either rate
- the care component of Disability Living Allowance (DLA) at the middle or higher rate
- Attendance Allowance.
We have more information about benefits for people with care or mobility needs.
It is important to know the following:
- You do not need to be related to, or living with, the person you care for to claim Carer’s Allowance.
- You can be working, but there is a weekly earnings limit – after certain deductions.
- If you get State Pension, you cannot claim Carer’s Allowance at the same time. You will get the one that pays the highest amount. This means you cannot get Carer’s Allowance if your State Pension pays you more.
- You cannot claim Carer’s Allowance if you are studying for 21 hours a week or more.
- If you receive Carer’s Allowance, or the carer element in UC, the person you care for will stop getting a severe disability premium included in their benefits. This is an extra amount for severe disability paid with Pension Credit or reduced council tax. This is also paid with certain benefits.
- You can choose to be paid weekly, in advance, or every 4 weeks.
- You can usually backdate your claim by up to 3 months. But this can be longer if the person you care for has a delayed decision about their qualifying benefit. For example, this could be due to a long processing time or an appeal.
- If there is more than 1 carer looking after the person you care for, the main carer should apply. Only 1 person can get Carer’s Allowance.
- If you are a carer but you do not qualify for Carer’s Allowance, you may still be able to apply for Carer’s Credit.
If you have questions about being a carer, or about Carer’s Allowance, you can:
Carer’s Allowance overlaps with certain other benefits, including:
- State Pension
- Severe Disablement Allowance
- new-style (or contribution-based) Employment and Support Allowance
- Incapacity Benefit
- bereavement benefits – but not Bereavement Support Payment
- new-style (or contribution-based) Jobseeker’s Allowance.
The rule for overlapping benefits is that you cannot get both benefits at the same time. Instead, you are paid the one that gives the highest amount.
Even if this rule means you cannot be paid Carer’s Allowance, it may still be worth applying for. If you are entitled to the benefit, but cannot receive it because of overlapping benefits, there may still be some advantages:
- You could get an additional carer premium in any income-related benefit you are entitled to.
- You may get credits that count towards National Insurance. This can protect your right to the State Pension or other benefits.
- If the other overlapping benefit stops for any reason, you can be paid Carer’s Allowance straight away, without having to make a new claim.
If you are paid Carer’s Allowance, it can affect the benefits of the person you care for. You can speak to a welfare rights adviser about this. They can talk to you about which benefit would be best to claim for you and the person you care for.
If you live in England, Scotland, or Wales, you can apply online at GOV.UK or by post. For information on how to make a claim, you can call the Carer’s Allowance Unit on 0800 731 0297 or use textphone 0800 731 0317.
If you live in Northern Ireland, you can apply online at nidirect.gov.uk. You can also call the Disability and Carers Service on 0800 587 0912, or use textphone 0800 012 1574 and ask them to send you a claim form. Or you can collect a claim form from your local Social Security or Jobs and Benefits office.
If you are entitled to, or get Carer’s Allowance and certain other benefits, you may also be able to get the carer premium. This extra payment can be added to:
- Income Support
- income-based Jobseeker’s Allowance
- income-related Employment and Support Allowance
- Housing Benefit
- Council Tax Reduction.
Extra payments for being a carer can also be added to:
- Pension Credit – the extra payment is called the carer addition
- Universal Credit – the extra payment is called the carer element.
To claim any of these extra payments for carers, contact the service that pays you the benefit. You should tell them you are getting or are entitled to Carer’s Allowance. The payment should then be added to any benefit you are getting.
Below is a sample of the sources used in our financial help and benefits information. If you would like more information about the sources we use, please contact us at firstname.lastname@example.org
GOV.UK www.gov.uk (accessed January 2022).
Benefits and pension rates 2021 to 2022. www.gov.uk/government/publications/benefit-and-pension-rates-2021-to-2022/benefit-and-pension-rates-2021-to-2022 (accessed January 2022).
nidirect.gov.uk www.nidirect.gov.uk (accessed January 2022).
This information has been written, revised and edited by Macmillan Cancer Support’s Cancer Information Development team. It has been reviewed by Macmillan professionals and people living with cancer. It has been approved by Macmillan’s Welfare Rights team.
Our cancer information has been awarded the PIF TICK. Created by the Patient Information Forum, this quality mark shows we meet PIF’s 10 criteria for trustworthy health information.
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