Ways to save money this winter when living with cancer
Find out what financial help you could get
If you're living with cancer, you may be able to get benefits or other financial support.
Use our Benefits Calculator to check what you could get or read our benefits and financial support information. This explains what is available and how to apply.
Need help with energy bills?
Struggling to pay your gas and electricity bills? Contact your supplier directly. They can work with you to find a manageable solution.
Learn more about winter payments and grants.
Talk to our money advisers
- Call the Macmillan Support Line for free on 0808 808 00 00. Money advisers are available Monday to Friday, 8am to 6pm..
- Chat online through our website
- Email us.
Save money on heating and energy
Small changes around your home can help you use less energy.
- Close curtains when it gets dark.
- Move furniture away from radiators.
- Turn lights off when you leave a room.
- Wash clothes at 30°C or lower.
- Only boil the water you need.
Find more ways to save energy at home
Read our tips on cost effective ways to keep warm or get advice from The Energy Saving Trust's guide to draught-proofing your home.
Plan meals and use what you have
Planning meals before you shop can help you buy what you need and waste less food.
- Check what you already have.
- Plan a few meals that use some of the same ingredients.
- Make a shopping list.
- Freeze extra portions if you can.
Check you are getting the best deals
Check what you're paying for things like broadband, mobile phones and insurance. If a contract is ending, compare prices before you renew. Using a price comparison website like Money Supermarket.
If you're checking your gas or electricity tariff, read our information about managing energy and heating costs first.
Look for free or low-cost things to do
Having something to look forward to doesn't have to cost a lot.
Look for free local events, libraries, parks or community activities. If you're planning a paid day out, check for discounts before you book and think about travel costs too.
Take the pressure off festive spending
If you celebrate Christmas or another festival, you may feel pressure to spend more than you can afford. It's okay to do things differently.
You might agree a spending limit, try Secret Santa, make something yourself or simply talk to family and friends about spending less.
We have more about advice in our blog about Christmas and the cost of living.
Check what help you can get with childcare
Cancer and its treatment can make childcare more difficult, and school holidays can add extra costs.
Find out about help with childcare costs and other support for families.
Get help with travel costs
Travelling to hospital appointments can add to your costs, especially if you're having regular treatment or tests.
You may be able to get help with travel or parking costs.
Last updated
-
3 November 2026Updated the blog with practical ways to save money over winter when you’re living with cancer. Added clearer information about help with benefits, energy bills, travel and childcare, and where to get further support with money worries.
About our information
This information has been written, revised and edited by Macmillan's Digital Content Editor team. Learn more about our Digital Content Editors and how we produce our cancer information.
Accurate information helps you make informed choices. Look for trustworthy, reliable sources such as Macmillan Cancer Support, the NHS and your own healthcare team.
Add Macmillan as a preferred source
You can now add Macmillan as a preferred source on Google. Google will remember that you trust Macmillan and will be more likely to show you our web pages. Click on the image to set this up.