Grants and loans

If you are living with cancer and need financial help, you may be able to get a grant or loan. Find out more about the different types.

Which grants and loans are available?

If you have cancer and need financial help, you may be able to get a grant or loan. These are available from local and national organisations in the UK.

Find out information about:

  • government and local council grants and loans
  • grants and loans for heating costs
  • grants and loans from charities and other organisations
  • Macmillan Grants.

Government and local councils

Different areas have Local Welfare Assistance schemes that provide grants and loans. These schemes help people who are on a low income or getting certain benefits in an emergency situation. You could get:

  • vouchers or a pre-paid card to pay for food, fuel or clothing
  • basic living items, such as a bed, cooker or fridge.

How you apply depends on where you live:

For more information, you can also speak to our welfare rights advisers on 0808 808 00 00.

Grants and loans for heating costs

There are different types of support available if you are struggling with heating bills. Your energy supplier may be able to give you a grant, a discount or a better way to manage your payments. There are also energy-saving schemes and government grants to reduce your costs.

We have more information about managing your energy costs.

Charities and other organisations

Other sources of help include:

  • occupational funds
  • help from utility companies – gas, electricity and water companies
  • help from charities.

For more information, call the Macmillan Support Line on 0808 808 00 00 (7 days a week, 8am to 8pm).

Young People vs Cancer provides one-off grants to children and young people with cancer and their families. These can help with the extra costs that cancer can cause. You can apply with the help of a Young People vs Cancer social worker or by completing a form on their website. For more information, call 0808 808 00 00.

Turn2us helps people find specific charities that may be able to offer financial help. They have a grants search tool on their website and offer some grants themselves.

Your local library may have books about organisations that offer grants. This may include:

Macmillan Grants

Macmillan Grants are small, one-off payments to help people with the extra costs that cancer can cause. They are for people who have a low level of income and savings.

If you need things like extra clothing, help paying heating bills or even a relaxing UK break, you may be able to get a Macmillan Grant.

How much you will get depends on your situation and needs. A grant from Macmillan would not normally affect the benefits you are entitled to. It is an extra bit of help, not a replacement for other support.

We have more information about Macmillan Grants.