Universal Credit (UC) is a new benefit for people below State Pension age who are either:
- out of work
- on a low income.
It includes money for basic living, looking after children and housing.
UC is replacing certain other benefits. It is not available everywhere yet. It is gradually being introduced in different areas, and to different groups, between now and 2017.
Whether you should claim Universal Credit or another benefit will depend on your situation and the area you live in.