Carer’s Credit is a National Insurance credit for carers of working age. It helps you build up qualifying years for the State Pension while you are not working.
You need to pay National Insurance to qualify for a State Pension. But if you are a carer you might not be working, so you might not be paying National Insurance. Carer’s Credit means you are treated as though you paid National Insurance during the time you were caring.
If you get Carer’s Credit, you do not receive any actual money, but it protects your right to State Pension later in life.