Car insurance protects you from losing money if your car:
- is stolen or vandalised
- catches on fire
- is involved in an accident.
It can also protect you from losing money if you cause any damage to another person or their property while driving.
If you have been issued with a driving licence, you should normally be offered car insurance without any special conditions.
Driving licences are issued by two different organisations in the UK:
- The Driver and Vehicle Licensing Agency (DVLA) issues licences in England, Scotland and Wales.
- The Driver and Vehicle Agency (DVA) issues licences in Northern Ireland.
However, if you have cancer, it may be more difficult or risky for you to drive. Your car insurance may be affected.