I was told that I could be off work for up to 12 months. And then it hit me. Wow, how am I going to pay my bills?
After the diagnosis, when my wages stopped, my income went down £100, £150 per week. But I still had to survive. I started thinking, well, all the bills have still got to be paid, even though I’m ill. You never imagine that you have to save for cancer. Strangely enough, when I became ill all my expenses increased too. I had to buy gluten-free bread, which was over £2 a loaf instead of 35p. And my heating bills went up because I felt cold all the time.
I thought, right, I’ll have a look at the books that I was given by my specialist. She’d given me quite a few Macmillan booklets about the diagnosis. In the back it had a part where it said about work and benefits. I’m quite a practical person, so a couple of days after the diagnosis I thought, right, now gather yourself together and let’s get on with things. It was a case of getting things organised. Then I decided to ring Macmillan and it went from there. They were very helpful. They were asking me questions and that’s when you start remembering things. I had a very old pension from when I was self-employed. They explained that I could get that out in a lump sum. I dug out all the documents for my old pension and I was able to phone them and they did it all over the phone and I received it within seven days. I felt like there was a weight lifted off me. I knew I could cope on that small amount of money. It was like a year’s wage, so I was able to relax. Macmillan also checked what benefits I could apply for and then helped me fill in all the forms. Then later on I had to appeal a couple of them, and they helped me with that too.
Macmillan advised that I speak to my provider and get a discount off my heating bills at the end of the year. The relief of not having any money worries was quite amazing. It’s everything. It’s running a car – living out in the wilds, I need a car, so I have to make sure that it’s taxed, insured, MOT'd. I have to look after myself. So it’s so nice to have somebody help you. If Macmillan hadn’t have helped me, the chances are I would have had to sell my house because of this illness. I’ve lived in this house 40 years and it would have been heart-breaking having to leave it.
When Cath was diagnosed with bowel cancer she had to deal with the shock of her diagnosis, on top of the financial implications of taking a year off work. She had a mortgage to pay and was anxious about the cost of bills. She found herself worrying more about her finances than about getting through treatment.

Cath on emotional support
Cath on work and cancer
