Support with mortgage interest

You might be able to get extra help with your mortgage interest payments if you claim:

These benefits may also cover other housing costs, such as service charges and ground rent. If you have these costs, you should apply for help through your benefit.

Since April 2016, there has been a waiting time of 39 weeks (around nine months) between first claiming the benefits we have listed above and being able to access the extra help with housing costs.

From April 2018, the way support with mortgage interest is paid will be changing. It will change from a benefit to a long-term loan. If you claim support with mortgage interest, you will be contacted about this change. You can speak to our welfare rights advisers for more information.

Back to Help with bills and housing costs

Housing Benefit

You may be able to get help with your rent payments if you have a low income.

Help with council tax or rates

Council tax reduction schemes can help people in England, Scotland and Wales to pay their council tax. In Northern Ireland, there are options to help you pay your rates bill.