State Retirement Pension

Financial help for people of pension age

If you’re still working, the benefits listed in the work related benefits section are also relevant to you.

If you receive a war pension or financial support from the Armed Forces Compensation Scheme, what you’re entitled to may be different from what is shown here. Ask a welfare rights adviser what this means for you.

State Pension

The basic State Pension is a regular payment you can get from the government when you reach State Pension age.

State Pension age

The State Pension age for women is increasing to become equal to the State Pension age for men (65) by November 2018. From December 2018, the State Pension age for both men and women will start increasing in stages, reaching 66 by October 2020, 67 between 2034 and 2036 and 68 between 2044 and 2046.

The age you can claim your State Pension from depends on when you were born. Anyone born in 1953 or later should check the government’s calculator to see when they’ll reach State Pension age.

Getting state pension

You’ll need 30 qualifying years of national insurance contributions to receive the full basic State Pension.

The most basic State Pension you can currently get is £113.10 a week. However, you may have built up entitlement to a second State Pension through your national insurance contributions and so may be entitled to more.

Single-tier pension

The government proposes to introduce a new single-tier State Pension from April 2016. The new single-tier State Pension will replace the existing system of basic State Pension and second State Pension. This means that instead of paying two separate amounts, it will pay one amount of around £144 a week.

Further information is available on how these changes may affect you at gov.uk/changes-state-pension

Back to Benefits for people of pension age

Pension credit

Pension Credit is a means-tested benefit for people who have reached the minimum age for State Pension.