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The companies listed below have been recommended by at least two people affected by cancer for giving them a reasonable deal on their travel insurance. Inclusion of a company does not mean that Macmillan recommends them.
This is not an exhaustive list of companies and there may be others that can provide you with a reasonable quote.
It’s hard to predict whether you’ll get cover. Although we aim to list companies here that will be helpful, we cannot guarantee that you will get the cover you need or that you’ll get it at a reasonable price. A company that one person recommends may not give cover to someone else with cancer because of their personal situation. Also, many companies will not offer annual policies to people undergoing treatment or to those who have had it recently, and they may change their criteria at any time.
The Association of British Insurers (ABI)| represents the UK’s insurance industry and also acts as an advocate for high standards of customer service in the insurance industry. Its website provides answers to commonly asked questions about getting travel insurance.
The charges for phoning the following numbers vary, and you may be on hold for a long time. Rates from mobile phones may be higher. The website saynoto0870| may help you find cheaper alternatives to some non-geographical telephone numbers, which can be more expensive to call – these often begin with 0870 or 0845.
Specialist brokers don’t supply insurance themselves, but they try to find a suitable company on your behalf. To find a qualified and regulated insurance broker, contact the British Insurance Brokers’ Association (BIBA).
Tel 0870 950 1790
Email enquiries@biba.org.uk|
www.biba.org.uk|
Offers advice on finding an appropriate BIBA-registered insurance broker. BIBA brokers are authorised and regulated by the Financial Services Authority. You can search for a broker on the website.
Specialist insurance providers often cover people with cancer.
Tel 0800 085 3741 (Mon–Fri, 8am–8pm, Sat, 9am–5pm)
www.ageuk.org.uk/travelinsurance|
Offers travel insurance to people of any age who have or have had cancer. Assesses individual situations.
Tel 0845 250 5350
Email info@allcleartravel.co.uk|
www.allcleartravel.co.uk|
Provides travel insurance for people with pre-existing medical conditions, including cancer. Circumstances can be assessed for a quote by telephoning the helpline or visiting the website. There’s no upper age limit.
Tel 01223 446 914
www.freedominsure.co.uk|
Specialises in travel insurance for people with pre-existing conditions. Medical screening is undertaken and premiums are quoted in one phone call. They won’t insure anyone with a terminal diagnosis.
Tel 0845 230 7159
Email insurancewith@infinityinsurance.co.uk|
www.insurancewith.com|
Created by someone who was diagnosed with cancer. Specialises in covering people with primary and stable secondary cancers. Offers worldwide cover, including the USA.
Tel 01732 853 411 (Mon–Fri, 8am–8pm, Sat, 9am–5pm)
www.insureblue.co.uk|
Specialises in cover for men with testicular and prostate cancer.
Tel 01252 780 190
Email enquiries@insurecancer.com|
www.insurecancer.com|
Specialises in providing travel insurance for people affected by cancer.
Tel 0800 022 3213 (Mon–Fri, 8am–8pm, Sat, 9am–5pm)
www.insurepink.co.uk|
Specialises in providing insurance for women with breast cancer.
Tel 0844 357 1315
www.itssoeasytravelinsurance.com|
Can provide travel insurance for people with pre-existing medical conditions, including cancer. Assesses individual situations.
Tel 0844 247 4749
www.jdtravelinsurance.co.uk|
Arranges travel insurance for people with all kinds of cancer. Deals with each application on an individual basis, assessing both your medical conditions and the trip(s) you wish to take. There is no upper age limit on single trip(s), and an age limit of 85 for annual trip(s).
Tel 0845 880 0168
Email customer.services@medicitravel.com|
www.medicitravel.com|
Offers travel insurance for people with pre-existing medical conditions, including cancer. Won’t cover secondary cancer. Assesses individual situations.
Tel 01424 215 315
www.orbisinsurance.co.uk|
Can provide travel insurance for people with pre-existing medical conditions who find it difficult to obtain insurance elsewhere. Assesses individual situations.
Tel 0800 056 5464
Email travel.sales@saga.co.uk|
www.saga.co.uk/travelinsurance|
Provides travel insurance for people aged 50 or over. Says that, in most cases, it will be able to provide cover for people with pre-existing medical conditions, including cancer. People are assessed through a medical screening process. Unfortunately, Saga is unable to offer any cover if you have been diagnosed with a terminal prognosis.
Tel 0800 027 6171
www.travelinsured.co.uk|
Specialises in arranging travel cover for older travellers and people with pre-existing medical conditions. Will cover people up to the age of 79, depending on the circumstances. General, single trip cover is also available for people up to the age of 120. Will consider cover for terminal conditions, subject to screening.
Tel 0845 90 80 161 (Mon–Fri, 8.30am–6pm, Sat, 9am–4pm)
Email info@world-first.co.uk|
www.world-first.co.uk|
Provides insurance for people in the UK with pre-existing medical conditions. Does not cover cancer that has spread to other parts of the body or is terminal. Cover is dependent on a medical screening.
These are usually cheaper than specialist providers. If your treatment finished several years ago, high street companies may offer you cover at a standard price. Some may exclude people with cancer or won’t pay for claims related to cancer. Read the small print carefully.
Some people who have or have had cancer have told us they’ve successfully arranged travel insurance through policies attached to their bank accounts. It may be worth checking with your bank to see whether any such policies are available to you.
Tel 0845 618 0345
Email info@citybond.co.uk|
www.citybond.co.uk|
Provides travel insurance for people with cancer. Will not cover people with a terminal diagnosis. You’ll be assessed via a medical screening facility. There is no upper age limit for single trip policies, and annual multi-trip policies can insure people up to the age of 85.
Tel 0845 450 4286
Email enquiries@higos.co.uk|
www.higos.co.uk/travel-insurance|
Insures men having treatment for prostate cancer or for other cancers if treatment finished at least six weeks ago. Will not insure anyone with a terminal diagnosis.
Please note, Macmillan Cancer Support cannot guarantee that you will be able to get insurance. We do not endorse any travel insurance product, offer travel insurance, recommend any broker or insurance company, or undertake searches to find companies or brokers. All companies and brokers are included following recommendations from people affected by cancer.
For answers, support or just a chat, call the Macmillan Support Line free (Monday to Friday, 9am-8pm)
If you have any questions about cancer, need support or just want someone to talk to, ask Macmillan.
We update the information on this page every six months. We're keen to make sure that we list companies that can offer people affected by cancer a reasonable deal on their travel insurance and provide good customer service.
If you would like to share any experience (good or bad) that you've had with any of the insurance companies listed in this page, or any other company, please contact us.
Get in touch >|
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For useful tips and guidance on insurance issues use our short and confidential finance guide.