Cancer counts as a ‘pre-existing condition’ when you apply for travel insurance. Providers typically consider pre-existing conditions to be:
- any serious condition such as cancer, heart trouble or respiratory problems
- any conditions you have seen a doctor about in the last year, including minor ones
- any condition for which you are waiting for test results
- any condition for which you are waiting for an operation.
If you tell travel insurance providers about any of these that apply to you, they can offer you guidance. If you do not tell them about a pre-existing condition and you then need to make a claim, they may refuse to cover you.
Even if you had cancer a long time ago, it is best to let the insurance provider know, although this may not necessarily affect the price you pay.