An Enduring Power of Attorney (EPA) is a legal document. It allows you to choose other people to make decisions on your behalf about your property and finances. This might include paying your bills, dealing with the bank or even selling your house.
The people chosen to make decisions on your behalf are known as attorneys. You can have more than one attorney.
Having an EPA allows you to plan ahead in case:
- you lose the mental capacity to make your own decisions about your finances and property
- you are not physically able to carry out tasks, such as visiting your bank.
These changes could happen if you suddenly have an accident or you develop a serious illness.
An example of an EPA
‘My mother Orla created an Enduring Power of Attorney when she updated her will. This meant that when she developed dementia, we were able to pay her bills and manage her finances. We made sure she was cared for at home and her home was kept as she liked it. Because we could do this, my mother was able to die peacefully in her own home, just as she wanted.’
Steve, Orla’s son