Workplace pension schemes are arranged through your employer and run by scheme trustees or managers.
There are different types of workplace pensions and the exact details of the pension will vary from employer to employer.
How do they work?
If you belong to a workplace pension scheme, you usually pay a certain amount of your salary into the scheme on each payday. Your employer will take money from your salary and pay it directly into the pension scheme. Your employer and the government will usually contribute money to the scheme too.
How you can access your pension savings will depend on what type of workplace pension scheme you have (see below).