Other grants and loans

Government and local councils

The government used to run a scheme called the Social Fund, which offered non-repayable grants and some repayable loans. This scheme has now changed, and in many areas has been replaced with local welfare support schemes. Contact your local council to find out what help you can get in your area or visit cpag.org.uk/lwas

You can still get grants to help towards the cost of funerals and maternity costs, and in some cases a loan, through the Social Fund. But other help is provided through local councils.

An application for a funeral grant must be made within three months of the funeral taking place. An application for a maternity grant must be made within three months of giving birth. But it can also be made from the 11th week before you expect to give birth. It’s important not to delay these applications.

Contact a welfare rights adviser for more information.

Grants and loans for heating costs

There are different types of support available if you are struggling with heating bills. Your energy supplier may be able to give you a grant, discount or a better payment arrangement. There are also energy-saving schemes and government grants to reduce your costs.

We have information about how to manage your energy costs.

Charities and other organisations

Other sources of help include occupational funds, help from utility companies (gas, electricity and water companies) and help from charities. For more information, call us on 0808 808 00 00.

CLIC Sargent provides one-off grants to children and young people with cancer, and their families. These can help with the extra costs that cancer can cause. Applications need to be made through a CLIC Sargent social worker. For more information, call 0300 330 0803.

Turn2us helps people find specific charities that may be able to offer financial help.

Your local library may have books about organisations that provide grants. This might include ‘A Guide to Grants for Individuals in Need’, published by the Directory of Social Change.

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Macmillan grants

A Macmillan grant is a one-off payment for adults, young people or children with cancer, to cover a wide range of practical needs.