You may be renting from:
- a private landlord
- your council in England, Scotland or Wales, or the Housing Executive in Northern Ireland
- an organisation that rents to people with a low income or who have particular needs (a housing association).
Whoever you rent from, if you think you might miss a rent payment or have missed one already, it’s important to speak with them as soon as possible.
They may be willing to make an arrangement where you gradually pay off what you owe. Make sure this arrangement is affordable, as you’ll be more likely to continue with it. You should at least explain your situation to your landlord. This is likely to delay or prevent them from trying to remove you from the property (evict you). It’s often in their interest to keep you renting, as finding someone new could be expensive and time-consuming for them.
You should make sure you agree with your landlord about how much you owe. You may be able to check how much you have paid using your rent book if you have one, or by checking your bank account. You can ask your landlord for a statement of your rent, then make sure everything has been added up correctly and that their statement matches your records.