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The basic State Pension is a regular payment you can get from the government when you reach State Pension age.
State Pension age is currently 65 for men, but for women it’s gradually increasing from 60 to 65. You’ll also need 30 qualifying years of national insurance contributions to receive the full basic State Pension.
The most basic State Pension you can currently get is £110.15 a week. However, you may have built up entitlement to a second State Pension through your national insurance contributions and so may be entitled to more.
The State Pension age for women is increasing to become equal with the State Pension age for men (65) by November 2018.
From December 2018, the State Pension age for both men and women will start increasing in stages, reaching 66 by October 2020.
The age you can claim your State Pension from depends on when you were born. Anyone born in 1953 or later should check the government’s pension calculator| to see when they’ll reach State Pension age.
The government proposes to introduce a new single-tier State Pension from 2017. The new single-tier State Pension will replace the existing system of basic State Pension and second State Pension. This means that instead of paying two separate amounts, it will pay one amount of around £144 a week.
Further information is available on how these changes may affect you from the Department for Work and Pensions|.
For answers, support or just a chat, call the Macmillan Support Line free (Monday to Friday, 9am-8pm)
If you have any questions about cancer, need support or just want someone to talk to, ask Macmillan.